Financial Literacy: How Can Adults Help Future Generations?
We must start teaching financial literacy to children at young ages. This could make a big difference in the financial wellness of future generations.
Managing the Pandemic: How a Maryland Family Business Maintains Their Values While Updating Operations
The coronavirus disease 2019 (COVID-19) initiated economic disruptions in both large and small businesses, with a June 2020 study finding 94% of downtown Baltimore businesses were adversely affected by COVID-
19.
Short-termism Meets a New Frontier
A company’s focus on short-term results can corrode shareholder wealth. Our analysis of short-termism for the CFA Institute has proved that, and yielded recommendations for how to fix the problem. And now, short-termism is taking on a new meaning as investment management and corporate leaders focus on sustainability and ESG (environmental, social, governance) goals.
Live Music Industry Is Poised for a Strong Rebound: Evidence from Streaming Trends
The live music industry had been booming prior to the coronavirus pandemic. According to estimates from Pollstar, an industry magazine which gathers concert box office data, ticket revenue from live performance in North America climbed from $2.47 billion in 2000 to $8.18 billion in 2017. Recently, however, the coronavirus pandemic has taken a heavy toll.
U.S. Corporate Leverage —Pressure Is Building Beneath the Surface
Last year’s Baltimore Business Review covered a speech by former Federal Deposit Insurance Corp. Chair Sheila Bair in which she expressed concern over the record level of debt among U.S. businesses. This article updates the analysis and provides a deeper quantitative dive into the leverage profile of S&P 500 companies. It also considers how those profiles should factor into stock analysis.
Importance of Data Analysis in Healthcare Industry
Data science is a field that uses scientific methods, processes, and systems to extract insight and knowledge from structured and unstructured data. The amount of the data is growing exponentially. About 33 zettabytes of data was generated in 2018 and it is estimated that there will be 175 zettabytes in 2025 (Novikov, 2020).
The Discount Rate in Business Valuations during the COVID-19 Pandemic
The COVID-19 pandemic has uniquely challenged businesses; no business model or industry appears to be immune. However, situations vary. Some companies have been forced to adapt to avoid shuttering, while others are riding out state-mandated closures using cash on hand and Paycheck Protection Program (PPP) loans. As a result, the effects of COVID-19 on business valuations of privately held companies can vary dramatically.
The Market Reaction to the March 2018 Chinese Tariffs Announcement
On March 22, 2018, “President Trump put China squarely in his cross hairs” according to The New York Times. The White House had just announced tariffs on $60 billion worth of Chinese goods. The announcement was part of continued economic tension between the two nations. The current White House administration had shifted its stance on economic relations with China.
TUIG BBR 2020: What Do Towson University Students Know About Retirement?
The Towson University Investment Group (TUIG) conducted a survey concerning the extent to which Towson University students have knowledge of retirement and financial planning concepts. Basic demographic and education-related information was first queried, followed by retirement planning and respondents’ knowledge of available financial instruments.