Building the anti-Amazon: How loans and payments help Shopify compete

The pandemic supercharged Amazon’s ecommerce machine — but the same phenomenon strengthened a rising rival, Shopify, which takes a very different approach to selling online. The company positions itself as a counterpoint to Amazon by enabling smaller merchants to create their own stores and develop their own relationships with customers.

Source: Building the anti-Amazon: How loans and payments help Shopify compete

Hackers are targeting employees returning to the post-COVID office

With COVID-19 restrictions lifting and employees starting to make their way back into offices, hackers are being forced to change tack. While remote workers have been scammers’ main target for the past 18 months due to the mass shift to home working necessitated by the pandemic, a new phishing campaign is attempting to exploit those who have started to return to the physical workplace.

Source: Hackers are targeting employees returning to the post-COVID office – TechCrunch

Apple is a decade ahead of rivals in wearables 

 

Last week, Apple quietly unveiled one of the more remarkable pieces of technology that has been developed in the past few years. AssistiveTouch allows one to control an Apple Watch without actually touching the device. Instead, a series of hand and finger gestures can be used to control everything from answering a call to ending a workout.

Source: Through its custom silicon, integrated sensors, design-led focus on user experience, and broad ecosystem, Apple is a decade ahead of rivals in wearables (Neil Cybart/Above Avalon)

NYC’s School Algorithms Cement Segregation. This Data Shows How 

Why students end up at one school instead of another can be a bit mysterious—the product of “screening” algorithms that more than 100 high schools in the city customize and then use to decide which students to admit, often using variables like test scores, attendance, and behavioral records that disproportionately affect students of color. 

Source: NYC’s School Algorithms Cement Segregation. This Data Shows How – The Markup

How fintechs can keep riding crypto trading hype while addressing environmental concerns

Demand for the likes of Bitcoin and Ether is unlikely to crash simply because of environmental concerns, but fintechs should add access to other cryptos with smaller carbon footprints to attract environmentally-minded customers. Cardano, for example, uses the less energy-intensive “proof of stake” verification protocol and was recently added by Revolut. In addition, firms like Tesla may one day pick Cardano or other green cryptos as more sustainable alternatives to Bitcoin, enhancing their recognition among investors.

Source: How fintechs can keep riding crypto trading hype while addressing environmental concerns